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I got a 1099-NEC for $8,200. What taxes do I owe?
Self-employment income on a 1099-NEC is subject to both income tax and self-employment tax (15.3% on net earnings). You can deduct legitimate business expenses before calculating SE tax, and deduct half of SE tax from your gross income...
IRS Pub. 334 · Schedule SE Instructions
Can W-2 employees deduct a home office in 2025?
No. The Tax Cuts and Jobs Act suspended the employee home office deduction through 2025. W-2 employees cannot deduct home office expenses on their federal return, regardless of how much they work from home. Self-employed individuals still qualify...
IRS Pub. 587 · TCJA 2017
I got a K-1 for $12k I never received. Do I pay taxes on it?
Yes. S-corp income reported on a Schedule K-1 is taxable in the year earned, not when distributed. This is called "phantom income." Your basis in the S-corp increases by the amount, which reduces future taxable gains when you eventually receive distributions...
IRS Pub. 589 · IRC §1366
Standard deduction 2025 — should I itemize?
The 2025 standard deduction is $30,000 for married filing jointly and $15,000 for single filers. You should itemize only if your qualified deductions — mortgage interest, state taxes (capped at $10k), charitable gifts, and medical expenses — exceed those thresholds...
Rev. Proc. 2024-40 · Schedule A

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The standard deduction for 2025 is $15,000 for single filers and $30,000 for married filing jointly. You should itemize only if your qualified deductions — mortgage interest, state and local taxes (capped at $10,000), charitable contributions, and qualifying medical expenses — exceed those amounts. Most filers benefit from the standard deduction.
📄 Rev. Proc. 2024-40 · IRS.gov
Income on a 1099-NEC is self-employment income subject to both regular income tax and self-employment tax (15.3% on net earnings up to $176,100 for 2025). You can deduct legitimate business expenses before calculating SE tax, and deduct 50% of SE tax from your gross income as an above-the-line deduction. Net profit over $400 requires filing Schedule SE.
📄 IRS Publication 334 · Tax Guide for Small Business
No. The Tax Cuts and Jobs Act suspended the employee home office deduction through 2025. W-2 employees cannot deduct home office expenses on their federal return regardless of how much they work from home. Self-employed individuals and independent contractors still qualify using either the simplified method ($5/sq ft, max 300 sq ft) or actual expense method.
📄 IRS Publication 587 · Business Use of Your Home
Yes. S-corp and partnership income reported on a Schedule K-1 is taxable in the year it is earned, not when distributed — this is called phantom income. Your basis in the entity increases by the taxable amount, which reduces future taxable gain when you eventually receive distributions or sell your interest.
📄 IRS Publication 589 · IRC §1366
The self-employment tax rate for 2025 is 15.3% on net earnings up to $176,100 (12.4% Social Security + 2.9% Medicare). Earnings above $176,100 are still subject to the 2.9% Medicare portion. Single filers earning above $200,000 also pay an additional 0.9% Additional Medicare Tax. You can deduct 50% of SE tax from your gross income.
📄 IRS Topic 554 · Schedule SE

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